I finally got my first credit card from BDO. The card has arrived rightly on time as were experiencing issues on our cash-flow due to at times delayed release of my salary and no extra income from blogging.
Getting a credit card was not easy at all specially from a minimum-earner like me. I tried applying from a bank online however the application didn’t push through just because of some requirements I didn’t submitted at all.
I ended up filing up for a credit card to the bank where my savings account and little Unit Investment Thrust Fund (UITF) was saved. The application goes so well and after a month it arrived.
Now, let me tell you some of my reasons why I get a credit card.
- Booking an airline ticket for some friends and relatives for a small fee add-on.
- Going to groceries even without cold cash is so easy as long the total amount are on budget.
- Well, obviously getting the perks of having a credit card such as points and privileges over the time.
Having a credit card comes with a great responsibility of paying your dues before and on time. Also, dispelling the urge to swipe that card every-time you are in the mall and groceries.
Stay tuned for other personal tips and guide you’ll definitely love from Regiekun. Enjoy your day and happy swiping!